When a creditor sells your debt to a collection agency, it can feel like you've entered a financial labyrinth. This transfer often catches debtors off guard, sparking confusion and anxiety. Understanding the process, your rights, and potential courses of action is crucial in dealing with...
What is mediation? Mediation is a way to sort any issues before a divorce. Mediation can sometimes be an option before an employment tribunal. It is a confidential and voluntary service. It usually involves an independent, trained mediator. The mediator will have experience in a...
If you have a consumer or business issue that you have been unable to resolve with informal discussions, mediation or negotiation, the next step is typically civil legal action. As the claimant, it will cost you time and money to begin court proceedings. There are usually three...
In the modern-day, it seems every individual has numerous platforms from which they can speak their mind and voice their opinions. Whether it be Twitter, Instagram, Facebook, or one of the many other social media platforms, a multitude of thoughts and an endless stream of...
Debt can put someone in an embarrassing, stressful or difficult situation. It does not discriminate. It can, and does, affect everyone - unemployment, divorce, illness, bad decisions or merely an inability to manage your money. These situations can all end in bailiffs knocking on your...
Freedom of speech and having the liberty to express an opinion is important to most of us. Nevertheless, in some circumstances, comments can be hurtful, misconstrued and damaging to reputation. As per the oxford learners dictionary, defamation (Article 19) is defined as "the act of...
Disputes between people are a frequent occurrence, and most are settled very comfortably. But what about more complex disagreements? Those where both parties feel they have been sorely wronged, and they want recompense? Is dispute resolution the way forward? Read on to learn all you...
Most of us will have had a disagreement in the workplace or differing opinions on how things should be done. It is human nature to have varying views and to want to express how we feel. Is Alternative Dispute Resolution (ADR) the ultimate solution? According...
Alternative dispute resolution (ADR), or external dispute resolution (EDR), refers to a collection of dispute resolution methods in which two parties reach a collective agreement outside of the courtroom. These methods often require the help of a third party and have been increasing in popularity...
You’ve found yourself the victim of wrongdoing. You’re angry, out-of-pocket - incensed even. You want to do something about your maltreatment, the blatant disregard the culprit has for your feelings and well-being. But you can’t. Your fear is stopping you. You’re not alone. We have...
Compensation Culture or Consumer Rights? As consumers, we all have rights. We work hard for our incomes. We save diligently to buy our dream cars, our ultimate laptops, those expansive TV sets that cover the wall, our idyllic holidays… So why should we settle for below-par...
