All our legal advice articles

Should you avoid making a Mirror Will?

Published on 19/08/2020, by Qredible - Reading time: 5 mins

Did you know that over 54% of adults in the United Kingdom do not have a will, or that 5.4 million people have absolutely no idea how to make a will?

How to avoid a speeding fine?

Published on 19/08/2020, by Qredible - Reading time: 5 mins

There is clearly a self-evident answer to the question of how to avoid getting a speeding fine? That is not to break the speed limit! After all, the speed limit is there for a reason – public safety – and therefore, it needs to be upheld.

Equity Release: How it works?

Published on 19/08/2020, by Qredible - Reading time: 6 mins

You may have seen adverts on TV mentioning Equity Release and how, for the over 55s mainly, it can be a great way to a more comfortable life in retirement. Rates are at the lowest they have been in recent years, but does that mean Equity Release is always a good thing? Let us explore exactly what Equity Release is and how it works.

Employment Issues: Where to find help?

Published on 18/08/2020, by Qredible - Reading time: 4 mins

Having a job is one of the most critical aspects of the lives of many people. A vast portion of the population builds their lives around their work. Due to this, it is essential to ensure that your working environment is a positive one.

Prohibited Steps Order: How can one be used?

Published on 17/08/2020, by Qredible - Reading time: 2 mins

A Prohibited Steps Order is issued under Section 8 of the Children Act 1989 which is requested by one parent to ensure that the other parent does not continue to carry out a single particular action that involves a child or children from that relationship, where that action would prohibit the other parent from fulfilling their parental responsibilities.

Trust Funds: Six types you need to know about!

Published on 17/08/2020, by Qredible - Reading time: 6 mins

A trust is a legally binding contract in which 'trustees' are given legal responsibility to look after assets, for example, property or land. Items such as antiques and jewellery can also be placed in a trust or otherwise known as 'chattels'.

The UK Employment Allowance Explained!

Published on 17/08/2020, by Qredible - Reading time: 2 mins

Are you a small business owner who pays a large sum of National insurance each year? Are you aware of a scheme that can reduce this cost for your company? You may be eligible to apply for the Employment Allowance.

Small Claims Court: How much does it cost?

Published on 17/08/2020, by Qredible - Reading time: 6 mins

If you have a consumer or business issue that you have been unable to resolve with informal discussions, mediation or negotiation, the next step is typically civil legal action. As the claimant, it will cost you time and money to begin court proceedings.

How many years National Insurance you need to get the full state pension?

Published on 17/08/2020, by Qredible - Reading time: 5 mins

Everyone in the UK is entitled to a State Pension once they have reached a certain age. The purpose of this pension is to make sure that everyone has as a secure source of income that will help support them through their old age. This state pension is funded through National Insurance contributions.

Is cohabitation agreement essential for unmarried couples?

Published on 14/08/2020, by Qredible - Reading time: 4 mins

There has long been a myth that if you live with someone for long enough, your relationship will be seen as a ‘common law marriage’. Nothing could be further from the truth, and sadly this is often only discovered when couples who have lived together for a number of years decide to go their separate ways.

Domestic Abuse Bill 2019-21: Is it the ultimate solution?

Published on 14/08/2020, by Qredible - Reading time: 3 mins

The COVID-19 pandemic and subsequent lockdown have led to an upheaval of society in ways that are unprecedented in the twenty-first century. Charities and helplines dedicated to combating domestic violence have reported a massive increase in calls for help and assistance during this period.

Seven-year rule: Reduce your inheritance tax liabilities!

Published on 13/08/2020, by Qredible - Reading time: 3 mins

Many of you will be aware of inheritance tax, even if you are not sure at what level they will be set at, though currently, it is a massive 40%. For many, it is just an accepted fact that when someone dies, the taxman benefits.

Self-Employed: How to calculate your tax?

Published on 13/08/2020, by Qredible - Reading time: 3 mins

It is more common than ever to become self-employed. With the rise of remote-working, more professionals are tuning in to the benefits of being self-employed. However, with self-employment comes new questions and challenges.; for example - how do you calculate self-employment tax?

Special Guardian: What is it exactly?

Published on 13/08/2020, by Qredible - Reading time: 6 mins

As a civilized race, the safety and wellbeing of our children are paramount. While a perfect world would see all children have two parents, sadly, for numerous reasons, that is not always the case. Worse still, for some children, they have no option but to grow up in a home without either parent.

The “decriminalisation” of rape!

Published on 12/08/2020, by Qredible | Reviewed by Dr. Donald Macfarlane - Reading time: 5 mins

According to the Telegraph, there has been a drastic drop in rape convictions where female victims of rape only have a one in 70 (1.4 per cent) chance of the offence resulting in a charge or summons; this is down from 3.3 per cent last year.

How to avoid paying inheritance tax in the UK?

Published on 10/08/2020, by Qredible - Reading time: 7 mins

The death of a loved one comes with all sorts of stresses and emotions. For many people, the last thing they want to do is deal with wills and estates. Nevertheless, without taking the appropriate steps, inheritance tax could end up costing you hundreds of thousands of pounds. So, all matters relating to it must be dealt with efficiently and promptly.

What is an Employment Tribunal?

Published on 10/08/2020, by Qredible - Reading time: 5 mins

Workplaces can be volatile environments, and sometimes disputes arise that are hard or even impossible to resolve internally. These issues can arise for any number of reasons; from health and safety concerns, to pay disputes and improper conduct.

Reassessing the balance between creditor and debtor interests

Published on 06/08/2020, by Qredible | Reviewed by SBP Law - Reading time: 5 mins

On 20 May 2020, the Government published the Corporate Insolvency and Governance Bill (the “Bill”) which, under the accelerated parliamentary process, received Royal Assent on 25 June 2020. Consequently, the Corporate Insolvency and Governance Act 2020 (the “Act”) became law.

Conveyancing: Real costs of buying a house

Published on 31/07/2020, by Qredible - Reading time: 8 mins

Purchasing a house is likely the most significant financial decision you will ever make. Along with the price of the property, there is a vast range of costs associated with the purchase of a house - both before and after completion.

What is Employment and Support Allowance (ESA)?

Published on 31/07/2020, by Qredible - Reading time: 4 mins

Do you have a disability or sickness that hinders your ability to work? If so, you may qualify for the Employment and Support Allowance (ESA). The ESA is a weekly allowance. Depending on your situation, you may be eligible to receive up to...